All insured persons must be permanently resident at the same address. A partner is a person who has lived with the lead insured as if he/she was their legal spouse for at least 6 months, regardless of gender.
Children are any unmarried Dependent Children (including legally adopted and step children) of the Insured or their Permanent Partner between the ages of 30 days and 18 years (or 23 years if in full time education) who are normally residing with the Insured at the time of the injury.
One unit of cover gives you up to ÂĢ20,000 worth of benefits. You can buy up to 10 units, which means you can get up to ÂĢ200,000 of cover. Premiums include Insurance Premium Tax.
The amount of benefit payable in the Table of Benefits multiplies by the number of units purchased with the following limitations:
