Get low-cost Personal Accident Insurance with Plus Insurance
Accidents are commonplace, especially on the road, during sports or around the house. They may cause painful injuries and be inconvenient but all too often they carry with them very significant financial costs. If you donât want the consequences of an accident to affect you financially, you should consider Plus Insuranceâs Personal Accident Insurance.
The benefits are comprehensive and the premiums low. And Plus Insuranceâs scheme is infinitely flexible: you can choose the level of cover you need at a price you can afford.
Individual cover starts at only ÂĢ1.33 a month for one unit, which gives you up to ÂĢ20,000 worth of benefits. Family cover begins at only ÂĢ2.66 a month. Depending on your circumstances and budget, you can buy up to 10 units. That means you can get up to ÂĢ200,000 worth of cover from only ÂĢ13.30 a month.
We think thatâs the best deal on the market.
Frequently Asked Questions
A person who has lived with the lead insured as if he/she was their legal spouse for at least 6 months, regardless of gender.
Any unmarried Dependent Children (including legally adopted and step children) of the Insured or their Permanent Partner between the ages of 30 days and 18 years (or 23 years if in full time education) who are normally residing with the Insured at the time of the injury.
One single unit offers up to ÂĢ20,000 of cover with over 25 financial benefits in a table of benefits (ranging from death benefit to payments for hospitalisation).
One family unit covers the lead insured, his or her permanent partner and any dependant children (including legally adopted or step children) of the insured or his or her permanent partner.
The maximum cover for any insured person is 10 individual units or 10 family units. i.e. up to ÂĢ200,000 worth of cover.
The amount of benefit payable in the Summary Of Cover multiplies by the number of units purchased with the following limitations:
- Any insured person under the age of 16 at the date of the accident shall be entitled to 50% of the amount shown in the Table of Benefits except for the entitlement under Item 2 â Fatal Injury which shall be limited to ÂĢ2,500 irrespective of the number of units purchased.
- The benefit payable in respect of Funeral Costs does not increase with the number of units purchased.
Cover is available up to the age of 74 but ceases to be available on a personâs 75th birthday.
In our Summary Of Cover is a schedule of benefits listing the injuries or disabilities for which you can claim. They range from death or permanent total disablement to hospitalisation.
You are free to cancel or amend the policy at any time by contacting us on 01234 716002 or emailing us at sales@plusinsurance.co.uk.
No. Benefit paid arising from your death will form part of your estate. If you want to nominate a beneficiary you would need to specify this in your Will.
To make a claim contact the BHSF Insurance Claims Helpline on 0121 450 6991.
No, cover is automatic and we do not need any details of your medical history for you to be accepted for cover.
If you have any further questions, please contact us by email at sales@plusinsurance.co.uk.